*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible. Save my name, email, and website in this browser for the next time I comment. Contact us today! A: Applications are accepted online only. Looking into a pool loan, this seems fishy Is it? This can make it difficult to qualify for traditional loans from banks or credit unions. Unsure of what option is best for you? Financing Your Swimming Pool - Parker's Pools The lender will want to see that you have a clear idea of how youre going to use the loan and how youll repay it. Assessing an applicants credit history can help lenders minimize risk by weeding out potential customers who have struggled to keep up with debt in the past. but Viking Capital made it quick and painless. Home: Products. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. Elevation Gold Mining Reports Financial Results for Year Ended December Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. A: We work across the 48 contiguous states of the United States. Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. Ready to get started, click the button below to request a fee consultation! Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. explained everything and. With the help of our financial partners, Viking Capital and Lyon Financial, and the Premier Pool Contractor team, your dream becomes a reality! Concord Pools partners with Viking Capital to offer highly desirable financing options. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! We use the after improved appraised value and go all the way up to a 95% loan to value. Pool Financing - Gulf Coast Pool Financing Experts Southern Poolscapes If you are considering financing a swimming pool, be sure to shop around for the best rates and terms. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! As homeowners review their options and weigh the strengths and weaknesses of each lender, its important to know what features or capabilities to prioritize above other considerations. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. I turned them down and will get a loan elsewhere. Best Customer Service! APPLY AT VIKING CAPITAL . to our Military Families. The technical storage or access that is used exclusively for anonymous statistical purposes. We hope this tool helps you finance your new Viking pool! Lyon Financial. Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Loan programs offered are available nationwide for terms of up to 30 years. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. Viking Capital offers a variety of loan products to meet the needs of its customers. . 118 Morlake Drive . We work with multiple lenders, so we have multiple options. Lending Uncomplicated. You'll feel like the valued customer you are. The calculator will then show you your monthly payment amount and total interest costs. Marcus Franklin Great service, quick and efficient. Fresno Clovis pool builders|Safety pool covers Swim spas Fresno CA Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. >>> Lyon Financial >>> HFS Financial >>> Viking Capital You cannot apply via phone. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. It can only be used with your approved contractor. Apply Now. The average cost of an inground pool is $51,833, and prices could go even higher depending on the pools design, size, and materials. Some of the best pool loan providers offer discounts that help eligible customers lower the total cost of their loan and owe less on their monthly payments. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Very happy with the process. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. He gave me ideas on areas to improve my credit score so I could get approved for funding. Subject to change. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Another option is a home equity line of credit (HELOC). Never any problems. Borrowers can further reduce their interest payments by taking advantage of the lenders autopay discount, which can lower a loans APR by 0.5 percentage points if the customer enrolls in autopay. The financing you need to make the memories you deserve. I highly recommend Lyon Financial if you are in the market for a pool loan. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). Apart from work she likes dancing and listening to music. #Available on approved credit, not all will qualify. My wife an I both have 800+ credit scores, no debt (besides the mortgage) so our debt to income ratio is < 15%. When considering the best pool loans available, homeowners may want to reflect on their own preferences regarding loan length to find the right balance between low monthly payments and paying down debt in an expedient manner. Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. Generally, youll need a credit score of 620 or higher to qualify for pool financing. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Once we receive your application, we can typically have a conditional approval for you in 2-3 business days.